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Buy Now, Pay Later via BDO Credit Card (Online and Offline Stores)

Pay on installment at 0% interest and get billed 2 months later. Offer is available at partner stores nationwide in-store and online.

Promo Period
September 9 to December 31, 2021

Qualified Cards


  • BDO Mastercard, Visa, JCB, UnionPay and Diners Club Credit Cards

  • BDO-issued American Express Card


  • BDO Mastercard, Visa and JCB

  • BDO-issued American Express Card




  1. Promo Mechanics

    1. The promo is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, Diners Club and UnionPay) and BDO-issued American Express Cards.  Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Promo.       

    2. The Promo will run in all in-store and online partner stores from September 9 to December 31, 2021.       

    3. Qualified BDO Credit Cardholders may avail of Buy Now, Pay Next Year (BNPNY) Installment Program wherein the first installment is payable up to 4 months later at 0% interest. BNPNY is also available for regular in-store and online installment transactions.          

    4. All BDO installment transactions are subject to bank approval.       

    5. The entire installment transaction amount shall be deducted from the Cardholder's available credit limit.

    6. The monthly installment due on BNPNY transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the fourth (4th) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.

    7. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.        

    8. In case of dispute in respect of but not limited to BDO Credit Cardholder’s eligibility, coverage of  dates, fulfillment, BDO’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by BDO.

 Click here for the EasyPay Terms and Conditions.